Can foreigners get a credit card?

Yes, foreigners can get a credit card. But you must meet certain conditions, and your application can be rejected during screening. Cards are issued only to foreigners who meet the credit card eligibility standards set by each card company. Your card application can be refused depending on the screening result.

Usually required conditions

• Proof of income in Korea — such as an employment contract or a pay slip
• Record of stay in Korea — you need a record of staying in Korea for a certain period or longer.
• Alien Registration Card (외국인등록증) — you submit an application form (with a photo), your Alien Registration Card, and an income certificate if needed.
• Record of financial transactions in Korea — if you have no financial transaction record in Korea, it may be hard to get a card.

Required documents differ by card company and bank.

💡 Start with a debit card

You can apply for a debit card after you open a bank account. Most people with an Alien Registration Card can get one. If you build a record of financial transactions in Korea and salary deposits with a debit card, it may help with credit card screening later. Some banks also offer card products for foreigners.

First, go to the bank where you receive your salary and make a debit card. Then ask that bank about the conditions for a credit card. Whether you can get one may differ by visa type. To be sure, check with your bank or the Foreigner Comprehensive Information Center (외국인종합안내센터) at 1345.